Terms and Privacy
End-User License Agreement (EULA) for PayOffCred.com
Last Updated: 11/28/2023
This End-User License Agreement ("EULA") is a legal agreement between you and PayOff Cred LLC. By accessing or using our website, platform, or services, you agree to be bound by the terms outlined below. If you do not agree to these terms, please refrain from using PayOffCred.com.
1. Services and Subscription
PayOffCred.com offers access to financial education, credit improvement tools, debt management strategies, and coaching services. Some services may be provided for free, while others may require a paid subscription or one-time payment. Access to premium features is subject to successful registration and payment.
2. User-Generated Content
Users may have the opportunity to submit comments, reviews, or testimonials. By doing so, you agree that:
Your content complies with applicable laws.
You hold all necessary rights to the content you submit.
Your content does not violate the rights of others, including intellectual property and privacy.
We reserve the right to remove or moderate any content that violates these terms.
3. Third-Party Services
PayOffCred.com may integrate with or refer users to third-party platforms or tools (e.g., Supapass.com or coaching apps). We do not control these platforms and are not responsible for:
Their performance, policies, or terms
The accuracy or safety of their content
Use of third-party services is entirely at your discretion and subject to their own terms and privacy policies.
4. Data Protection & Privacy
We take your privacy and data protection seriously. PayOff Cred complies with applicable data protection regulations and uses secure technologies to safeguard your information. You can review our full Privacy Policy on our website.
5. Disclaimers
PayOff Cred is not a financial advisor, investment firm, brokerage, debt counselor, or debt settlement company. All content, coaching, and support provided on PayOffCred.com is for educational and informational purposes only. You are solely responsible for how you apply the information provided.
6. Financial & Investment Disclaimer
None of the content provided through PayOffCred.com constitutes professional financial, legal, or investment advice. Always consult a licensed financial professional before making decisions regarding your finances, investments, or credit profile.
7. Account Termination
To terminate your account and discontinue services, you may:
Log into your account and follow the cancellation instructions
Or email us at info@payoffcred.com to request account and data deletion
We reserve the right to suspend or terminate accounts found in violation of this EULA or any applicable laws.
8. Limitation of Liability
PayOff Cred LLC and its affiliates shall not be liable for:
Any direct or indirect damages arising from your use of the platform
Errors, omissions, or reliance on any information presented
Losses resulting from third-party services or integrations
Use of the platform is at your own risk.
9. International Use
Our platform is primarily designed for U.S. residents. While some resources may be accessible internationally, core services (like debt assistance and credit improvement tools) are only available within the United States. International users are responsible for compliance with their local laws and regulations.
10. Modifications to Terms
PayOffCred.com reserves the right to update or modify this EULA at any time. If we make significant changes, we will notify users via email or through a notice on our website. Continued use of the service after updates indicates your acceptance of the revised terms.
11. Governing Law
This agreement shall be governed by the laws of the State of New Jersey, United States, without regard to conflict of law principles.
12. Contact Information
If you have questions about this agreement, our services, or your rights as a user, please contact us:
📧 Email: info@payoffcred.com
🌐 Website: www.payoffcred.com
Acceptance of Terms
By using PayOffCred.com, you acknowledge that you have read, understood, and agreed to be bound by this End-User License Agreement.